Real estate appraisal services for homeowners in the city of Kenton and Hardin County

See the top seven reasons OH homeowners need Freshour Appraisals :

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Hardin county's assessment of your property
To cut a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in OH by determining the true market value of property in question

Own a home in or near Kenton, OH and need help determining the price of it?
Contact Freshour Appraisals .

We at Freshour Appraisals understand the particular needs of a consumer looking for appraisal services. Our usual business clients understand the appraisal process and the customary reporting formats. Being a regular consumer that most likely doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at Freshour Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. At Freshour Appraisals , we're experts in helping consumers just like you rid themselves of unwanted PMI insurance.

Challenge a property tax assessment

If you live in a region that is declining or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal report from Freshour Appraisals is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

If your home is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Freshour Appraisals can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would like to have a seasoned professional double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Freshour Appraisals can We can assist you. Even though this is typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.